What it is: Copilot CLI bills the agent from a dollar-denominated credit balance rather than per token: Pro carries $15 of GitHub AI Credits a month, Pro+ $70 and Max $200. [github.com/features/copilot]
Choose GitHub Copilot CLI when: Work across code and GitHub state — issues, pull requests, repositories — in one session, because the agent ships with GitHub's MCP server enabled. [github.com/github/copilot-cli]
Where it hurts: Your employer can switch the tool off: when Copilot comes from an organization, an administrator must enable the Copilot CLI policy first. [docs.github.com/en/copilot]
Price: Copilot CLI is on the $0 Free plan; paid plans are Pro at $10 per user per month, Pro+ at $39 and Max at $100. [github.com/features/copilot]